Our Complete Review of Why Apple Pay is Important

Apple Pay is one of the most secure and easy ways to pay in the United States. It’s also a convenient way to use your phone or watch at stores that accept Apple Pay, whether you’re in-store or online. In this post we’ll explain how Apple Pay works and what you need to know before setting up your iPhone with Apple Pay enabled.

Why Apple Pay is important

Apple Pay is a secure way to pay for things.

It’s easy to use.

And it works on your iPhone, your Apple Watch and even some apps you download from the App Store!

How Apple Pay works for the everyday person

Apple Pay is the easiest way to use your phone or watch as a payment device. It’s fast, secure and easy to set up on all your devices.

To use Apple Pay, you’ll need an iPhone with Touch ID (the fingerprint reader) or an Apple Watch Series 3 or later that has NFC capability. Your credit card information will be stored securely in iCloud using advanced security measures such as Secure Socket Layer encryption and SHA-256 hashing for added protection against hackers attempting to access your data over Wi-Fi networks.*

What to consider before using Apple Pay

Before you begin, there are a few things to keep in mind.

  • You need to have an iPhone 6 or later with iOS 11 and the latest version of Apple Pay on it. If you’re using an older version of iOS, your device may not be able to support Apple Pay.
  • You also need an Apple Watch Series 3 or later if you want to use Apple Pay at retail locations where contactless payments are accepted (like grocery stores).
  • You’ll need a credit card with which you can make purchases online and in store today; this includes debit cards as well as bank accounts that have been linked via settings within iTunes Connect or previously authorized through Passbook/iCloud Keychain (if applicable).

Best ways to pay with your iPhone and Apple Watch

In and out apple pay, secure and convenient. It’s available at over 500,000 locations in the US, and in Australia and Canada.

Apple Pay works on iPhone 6 or later, iPad Pro, iPad Air 2, iPad mini 4 and Apple Watch.

Apple Pay is easy, secure and convenient.

Apple Pay is easy, secure and convenient.

  • Easy to use: Simply hold your iPhone near the payment terminal, then follow the prompts on the screen. It’s that simple!
  • Secure: Your financial information is never shared with a merchant or anyone else outside of Apple.*Convenient: You can use it just about anywhere you shop—on websites or apps like Walmart or Target—with no need to pull out your wallet or purse.*


Apple Pay is a convenient way to pay with your iPhone or Apple Watch. It’s easy to set up and use, and the security of Touch ID means that you don’t need to enter PIN codes or passwords every time. If you have an account with a bank that supports Apple Pay, then there’s no need for added security measures like 2-factor authentication (2FA). You can also use it on Android devices and Mac computers—as long as they have NFC capabilities.