The IDFC First Bank Credit Card is a free credit card for life. It is specifically designed to target a larger prospective customer base. The card offers a plethora of benefits such as variable interest rates, rewards, and travel benefits, among others. Continue reading to learn How to Apply for an IDFC First Bank Credit Card in a simple manner.
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Eligibility and Documents required for IDFC First Bank Credit Card
You should be aware of the following documents and eligibility requirements before applying for the IDFC First Bank Credit Card. It is necessary because it will help you decide whether you should go ahead with it or not. Furthermore, there are many cases where people disregard the eligibility requirement and simply apply for a credit card, which backfires on them. That is why it is important to be aware of all aspects and meet certain eligibility criteria established by the bank.
The following is the complete list of documents and eligibility criteria required for the IDFC First Bank Credit Card:
- Age – The applicant must be at least 21 years old to apply for the IDFC First Bank Credit Card.
- Eligibility – Indian citizens are eligible to apply for a credit card.
- Income – The applicant’s monthly income should be at least Rs. 25000..
- Documents – Proof of address, proof of income, and proof of identity are required documents for the applicant.
How to Apply for an IDFC First Bank Credit Card?
Applying for an IDFC First Bank Credit Card is a simple process. Simply go to the official website and fill out the form. In addition, you can apply for the IDFC First Bank Credit Card both online and offline. The entire procedure is outlined below to help you understand “How to Apply for IDFC First Bank Credit Card:
IDFC First Bank Credit Card: Online Process
Step 1: Go to the IDFC First Bank Credit Card official website.
Step 2: After arriving at the official website, navigate to the credit card section. Select the “Apply Now” option in the credit card section.
Step 3: A pop-up application form will appear.
Step 4: Open the application form and fill in the required information.
Step 5: After completing the application form, press the submit button.
Step 6: The bank will vary the application and details.
Step 7: If the bank approves the application after verification, you will be notified.
IDFC First Bank Credit Card: Offline Process
Step 1: Search the internet for the nearest IDFC branch that is appropriate. Visit that and carry all necessary documents with you.
Step 2: After reaching the bank, find a bank representative. Talk about How to Apply for an IDFC First Bank Credit Card.
Step 3: The bank representative will provide you with an application form.
Step 4: The application form will contain details such as name, date of birth, etc. Fill out the details very carefully.
Step 5: After completing the form, return it to the bank representative.
Step 6: The bank representative will ask you about the documents. Give him all of the necessary documents.
Step 7: The bank will submit and send the application form for verification.
Step 8: If needed, the bank will call you for the details that are required.
Step 9: If the verification process completes successfully your application will be approved.
Step 10: Within a few working days you will receive your IDFC First bank credit card.
Conclusion
IDFC First Bank Credit Card is a lifetime free credit card. It comes with no joining fee and no renewal charges. Furthermore, the application process is simple and straightforward. You have the option to either apply online or offline. The card comes with a slew of perks that are loved by the customers. In addition, IDFC Bank is concerned about its customers’ concerns and offers 24-hour customer service. You can raise your question by dialing the toll-free number 1860 500 1111 at any time of day.
If you’re looking for a credit card with great rewards and no annual fee, the Wishfin Credit card app is a great option. With this app, you can earn rewards on all of your purchases, plus get a 0% intro APR on balance transfers for 12 months. Plus, there’s no foreign transaction fee, so you can use your card while traveling abroad without paying any extra fees.